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Andres understands the responsibilities of working independently. A Navy veteran and former realtor, he worked his way into the construction industry after receiving numerous home repair and “fix-up” requests during his eight years as a realtor.

Knowing the majority of requests would be unpaid, he considered a career change and opened One Stop Contractors in his hometown of El Paso. He now employs two to seven people per project.

One Stop Contractors is a general contracting business that does “a little bit of everything,” Andres says. His list of services includes remodeling, painting, and floor repairing. The multiple services offered within the three-year-old business make it unique among others in the El Paso area, Andres says, as his business is not tied to one field of construction. In fact, that ability to work within many general aspects of construction is what inspired him to name his company “One Stop.”

Andres applied for a loan from Accion Texas Inc. after another Accion client (and military veteran) referred him to the nonprofit lender.

With a pending contract to resurface the outside, change some siding, and paint all three of a seafood restaurant chain in El Paso, Andres says he wouldn’t have been able to close the deal without upfront funds and equipment to complete the project.

The restaurant is offering Andres and his team a total of $30,000 for their work. Andres hopes the loan will help rebuild credit for the business and gain positive cash flow for future projects. “This loan is going to take me a step forward,” he says proudly.

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 29
    View loans »
    United States Loans Fundraising
  • $12,247,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $8,900 helped Andres to purchase equipment and secure a project with a major resturant.
65% repaid
Repayment Term
45 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 30, 2013
Currency Exchange Loss: