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Adjoa A. sells beer and other drinks and foodstuffs. She is a single mother of three children, and her income is insufficient to support her family's daily living expenses.

However, there is high demand for her goods, so she is now looking to capitalize on such demand by expanding her business in order to increase her profits. As such, she is requested additional capital to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Adjoa to capitalize on high demand for her goods by expanding her business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 27, 2008
Jun 13, 2008
Currency Exchange Loss:
Feb 15, 2009