On his own initiative, with much persistence and dedication, Javier works in his small business of renting internet booths, additionally he provides services of doors and metal window fabrication. He works every day from early hours, for approximately 10 hours. He is happy with his work and believes it is going well because of his friendly treatment that he provides his customers.
Javier is very thankful to Kiva lenders because thanks to them he will be able to purchase furniture for his computers and cartridges for the printers. This way Javier will have his internet business better equipped and he will be able to take care of his customers. Javier will continue working and making an effort to achieve his big dream of having his own company of metal fabrication.
Por iniciativa propia, con mucho empeño y dedicación, Javier trabaja en su pequeño negocio de alquiler de cabinas de internet, adicionalmente brinda servicios de fabricación de puertas y ventanas de metal, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, el se siente a gusto realizando su labor y cree que le va bien por sus buenos acabados y por el trato amable que brinda a sus clientes.
Javier se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de muebles para sus computadoras y cartuchos para impresoras, de esta manera Javier tendrá su negocio de internet mejor acondicionado y podrá atender a mas clientes, así pues Javier seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia empresa de fabricación metálica.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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