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Racheal lives in Kampala, Uganda. She is married with one child who does not attend school. She does not look after any other family members.

She has been selling charcoal from home on a retail basis for four years, working seven days a week. She does not have any other source of income.

She has requested a loan of 400,000 Ugandan shillings from MCDT-SACCO to enable her to buy more sacks of charcoal for sale. Her challenges include seasonality, and sometimes, the charcoal is damp. Her dream is to be able to start selling wholesale.

She joined MCDT because of the timely loans. She stays in a rented house without access to electricity but with piped water. Her major monthly expenses include transport and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 147
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,667.7
    Uganda Shillings (UGX) = $1 USD