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Irma
Irma, 63, is married; her children are all independent. She lives with her husband in a village belonging to the municipality of Santa Cruz de Yojoa. Irma opened her grocery store ten years ago where she sells basic food items like sugar, rice, lard, cleaning supplies, snacks, soft-drinks, bagged water, bread, pills and beans, among other grocery items. She’s kept the grocery store stocked by means of loans. She’s currently asking ODEF for her 5th loan for 25,000 Lempiras to buy food items in order to have a variety of items to sell thus increasing her sales. Her goal is to turn her store into a greater source of income for her family.
View original language description ↓
Irma, tiene 63 años de edad, es casada, sus hijos son independientes, vive con su esposo en una aldea que pertenece al municipio de Santa cruz de Yojoa.
Doña Irma tiene 10 años de haber establecido su negocio de pulpería, donde vende productos básicos alimenticios como ser: azúcar, arroz, manteca, productos de limpieza, churros, refrescos, agua en bolsa, pan, pastillas, frijoles, y otros abarrotes. La pulpería la ha mantenido surtida mediante la inversión de prestamos, actualmente ha solicitado el quinto préstamo a ODEF que es por 25,000 lempiras para la compra de productos alimenticios para tener variedad y aumentar las ventas. Su meta es hacer de su negocio una fuente de ingresos mayor para su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 63
    View loans »
    Honduras Loans Fundraising
  • $8,800,625
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Irma to buy stock merchandise for her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 12, 2013
Listed
Jan 18, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014