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Update on Emily

Emily is now 41 years old and single, supporting her four children aged between 17 and 7 years. Her hotel business has enabled her to start an alternative business that is retail shop and now it is four years old and her monthly income is KES 15,000.

Emily is servicing her third term loan KES 60,000 from KADET LTD and wishes to use this amount to purchase stocks of maize flour, rice, sugar, tealeaves, cooking oil.

The profits she earns will be used to educate her school-going children. She hopes to expand her business and be prosperous in life.

Previous Loan Details

Emily is 40 years and single, with four kids. She has been in the hotel business for the past 12 years, earning about KES 8,000 monthly. This is her second loan with KADET LTD, after successfully repaying her previous loan. She borrowed KES 30,000, which she plans to use on purchasing maize... More from Emily's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 726
    View loans »
    Kenya Loans Fundraising
  • $44,862,475
    Funds lent in using Kiva
  • 86.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Emily buy maize flour, sugar, cooking oil, and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 18, 2013
Currency Exchange Loss:
Aug 17, 2013