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This is 47-year-old Adama. She is married and has children aged 21 and 19 years. In 2005, Adama established her cement business. She began her business because she needed to assist her husband in bringing up their children in terms of providng livelihood and paying for their education. Her husband gave her an amount of money to establish her own business.

Working 7 days a week and 12 hours a day, she earns about Le 1,500,000 every month from this business. She would like a loan in the amount of Le 6,000,000. Adama has already received and successfully repaid one loan, and now requires a new loan in order to buy more bags of cement for her business. In the future, Adama plans to complete building her store and help in paying for her children’s education. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,338.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Adama to buy more bags of cement for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 20, 2013
Currency Exchange Loss:
Dec 17, 2013