Ziyaddin is a 34-year-old man. He is single and breeds cattle and sells them for meat purposes to local butchers right from his home. Ziyaddin has five years of experience in this field, thank to his brother who currently helps him and taught him the best ways to look after cattle.
Ziyaddin usually buys small cattle, raises and fattens them in 5-6 months, and resells them for a more profitable price in the local livestock bazaar. Meat selling brings a monthly income of 200 AZN. People use beef in everyday national dishes such as pilau and dolma and always with yoghurt sauce.
This is his only financial income. Ziyaddin applied for 1500 AZN to purchase three baby calves, one milk cow, and fodder.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.