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Tintina is about 58 years old, married, and has three children. She lives with her husband in a polygamous household in the city of Koutiala.
Tintina did not have the chance to attend school, which is why she began working at an early age. She has run her current business (preparing and selling sumbala, a fermented paste used as a condiment) for several years - sumbala is an essential condiment for Malian women. Tintina is highly sought-after by her clientele, since she receives significant orders throughout the regions of Mali, and for this reason her business is very promising.
To increase her capital in order to satisfy her customers and expand her business, she sought a partnership with the microfinance institution Soro Yiriwaso seven years ago. She has obtained group (solidarity) loans, and she is on her sixth individual loan, all the previous ones having been repaid without difficulty. With this new loan, she intends to buy fifteen 100-kg bags of soybeans from the cereal vendors in Koutiala. After preparing sumbala, she makes her sales in Koutiala, Bamako, Kayes, and other cities, in cash and often on credit to a clientele composed generally of women. She intends to earn a monthly profit of 125,000 FCFA with this loan, which she will use to repay her debt, contribute to the improvement of her family's standard of living, and invest in her business.
Tintina est âgée de 58 ans environ, mariée et mère de 3 enfants. Elle est polygame et vit chez son époux dans la ville de Koutiala.
Tintina n’a pas eu la chance de fréquenter l’école, raison pour laquelle elle s’est basée sur le commerce depuis à bas âge. Elle exerce cette activité (préparation et vente de Sounbala) depuis plusieurs années, le Sounbala est l’un des condiments essentiels des femmes Maliennes. Tintina est très sollicitée par sa clientèle, car elle reçoit des commandes importantes à travers les régions du Mali, pour cela cette activité est beaucoup prometteuse. Pour augmenter son fonds de commerce afin de satisfaire sa clientèle et élargir son activité, elle a sollicité le partenariat avec l’institution de microfinance Soro Yiriwaso depuis 7 ans. Elle a pris des prêts dans le groupe (prêt solidaire ) et elle est à son 6ème prêt individuel dont les précédents ont été remboursés sans difficulté. Avec ce nouveau prêt, elle compte acheter 15 sacs de 100Kg de soja auprès des vendeurs de céréales de Koutiala, elle effectue ses ventes, après préparation du Sounbala, à Koutiala, Bamako, Kayes et d’autres villes à une clientèle composée de femmes généralement, au comptant et souvent à crédit. Elle compte sur un bénéfice mensuel de 125.000FCFA avec ce prêt, qu’elle envisage utiliser pour le remboursement des ses échéances, contribuer à l’amélioration des conditions de vie de sa famille et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 25
    View loans »
    Mali Loans Fundraising
  • $10,710,025
    Funds lent in using Kiva
  • 490.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Tintina to buy soybeans.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 19, 2013
Currency Exchange Loss:
Dec 17, 2013