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Lukiya is widowed with five children; only one of her children goes to school. She doesn’t take care of additional family members. She has a business of selling secondhand clothes selling to all categories of people but on a retail basis only. She has applied for a loan of Uganda shillings from MCDT-SACCO to buy more bales of used clothes. She generates additional income from rental houses. She moves door-to-door selling used clothes six days a week. Her major business challenges includes the rainy season which hinders her movements, and ever-increasing prices of used clothes. She is aspiring to get a permanent business premise and also to become a wholesaler. She resides in her own house and the family has access to electricity and piped water. Her monthly expenses include school fees and paying for electricity and water.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 214
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,667.7
    Uganda Shillings (UGX) = $1 USD