Nsimire is treasurer for the Mufari group, a courageous entrepreneur, and mother of seven children, all of whom go to school. Her spouse is a teacher at a public school.
Nsimire sells foodstuffs. She stocks up in the countryside. She started this business with her own funds that she received from her husband. This new loan will enable her to buy 15 bags of corn.
Nsimire pays too much in taxes, when she travels, to armed groups operating in the regions where she goes. She would therefore like to thank Hekima for assisting small, non-bankable entrepreneurs by providing them micro loans. It should be noted that another client is holding her baby.
La cliente Nsimire, trésorière du groupe Mufari, entrepreneur courageuse et mère de 7 enfants, qui vont tous à l’école. Son conjoint est un enseignant dans une école publique. La cliente est vendeuse de denrées alimentaires, elle s’approvisionner dans l’intérieur de la province. Elle commença cette affaire avec son fonds propre reçu de son mari. Ce nouveau prêt va lui servir d’acheter 15 sacs de maïs. A son passage, la cliente paye trop des taxes aux groupes armés, qui opèrent dans ces zones. Ainsi, elle remercie Hekima pour son accompagnement en micro crédit aux petits entrepreneurs non bancables.Il sied de signaler qu'une cliente porte son bébé.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.