Spéciose is a member of the Bizoza group and she lives in Gitega. She is 38 years old and married to Serges, who works in a small retail shop selling rice, beans, soap etc. Together they have five children whose ages range between 6 and 16. Three of their children go to school.
Spéciose has been selling banana wine for fourteen months.
This is her fifth loan with Turame. Her loan from Kiva will allow her to increase her capital and to buy a large quantity of bananas with which she will prepare many liters of banana wine for resale, in order to make more money.
With the profits from her business, she will perfectly be able to pay for her children's school fees.
Spéciose fait partie du groupe Bizoza et habite à Gitega. Elle a 38 ans et est mariée à Serges, un commerçant de boutique(riz, haricot, savon, ..). Ensemble ils ont 5 enfants, âgés de 6 à 16 ans, dont 3 étudient.
Elle fait le commerce de vin de banane depuis 1 an et 2 mois.
Elle est à son cinquième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de bananes pour préparer beaucoup de litres de vin de banane à revendre, pour gagner plus.
Avec les bénéfices de son commerce, elle va payer à l’aise les frais scolaires des enfants.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.