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Or, aged 33, has a child who is dependent upon her and her life partner. Her main business activity is farming. Her husband operates a business of buying and selling recycled materials in an itinerant manner in their neighborhood, which is located in the Prey Chor district of Kompong Cham province. Or and her husband have been working in their individual businesses for over ten years.

Or is requesting a loan in the sum of 2,000,000 KHR in order to invest in the recycling business. With the requested loan, Or’s husband will have sufficient capital to increase his purchases and thereby obtain more income.

Or hopes to keep her family-owned businesses growing, so she can continue supporting her child. She wants him to become professional and have better opportunities in his entire life period.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Or to invest in the recycling business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Feb 1, 2013
Currency Exchange Loss:
Dec 17, 2013