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Lamzira is 44 years old, married, and has two sons. She lives in a small village of Senaki District. Lamzira’s younger son works at vulcanization and gets a small monthly salary. Lamzira and her husband are busy with agricultural activities. They have six milk cows; every day they produce cheese and curds and sell them at the local open market. They also have a plot of land where nuts and maize are grown. The family does all relevant agricultural work to ensure a good harvest. In addition they own a pig and sell piglets seasonally.

Lamzira is requesting a loan to purchase a truck. Her husband will be able to provide goods transportation services to local people. The family will earn additional income. They will also use the truck for transportation of their harvested produce. Using their own truck instead of a rented one will decrease transportation costs and increase their profit, which will be used to repair their house.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Lamzira to purchase a truck.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 18, 2013
Currency Exchange Loss:
Apr 17, 2013