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Heng is 54 years old and lives with her husband in the Dongkor district, an area of Phnom Penh. She has four children, two of whom depend on her. She has learned about medicines and used to work as a pharmacist for a public hospital. Since retiring from the hospital, she has operated a small drugstore located in her own house. It’s been the main source of her income. Most of her customers are friends, relatives and neighbors who are from the surroundings areas. She typically generates income of 10.00 USD per day.

Heng is requesting an amount of 1,500 USD to increase the supply of her medicines. Heng, with the support of this loan for her business, wants to get ahead and continue improving her business, and to keep her customers healthy with the product she provides.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 259
    View loans »
    Cambodia Loans Fundraising
  • $37,493,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Heng to increase the stock of her medicines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 18, 2013
Currency Exchange Loss:
Jan 17, 2014