This is Nerissa, a resident of Cabrera, Pasay, Philippines. She is married to Emmanuel, her business partner, and she is a mother to her children. She and her husband are managing their household while operating the business. They are working hand in hand to provide income for their everyday expenses.
Nerissa owns and oversees operations of their van transportation business. She has two van units, which are paying boundary (daily quota) each day. Her regular customers are her neighbors and the local community, especially the children who go to school. She earns a minimum of Php 1,000 every day.
To help her continue operations of her business, she is requesting a Php 50,000 loan. She will be utilizing the loan to buy spare parts and for the maintenance of her van units. She expects a boost in her business income as she expands her business.
Nerissa hopes to have more capital for her growing business and dreams of having a good and peaceful life. She meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.