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Rafoatkhon is a 39-year-old resident of Isfara. She is married and has two children. Her husband works as a taxi driver, while she has worked in sales for ten years. Rafoatkhon sells food products out of her own store, located in her front yard.

With the goal of increasing her assortment of goods, Rafoatkhon turned to a loan. She plans to use the loan money to purchase food products, which will increase the overall assortment in her store.
View original language description ↓
Рафоатхон жительница города Исфары. Ей 39 лет. Она замужем, имеет двух детей. Муж Рафоатхон работает таксистом. Сама Рафоатхон уже 10 лет занимается торговлей. В переднем дворе своего дома у нее есть магазин, где она продает продукты питания. В ведении бизнеса ей помогает семья. С целью увеличения товарооборота Рафоатхон обратилась за кредитом. Полученные деньги она использует для покупки продуктов питания, и тем самым увеличить ассортимент продуктов в магазине.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Rafoatkhon to purchase food products.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 19, 2013
Currency Exchange Loss:
Feb 17, 2015