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Mussarat's Group
In this Group: Mussarat, Nighat , Rabail, Waseem
Mussarat is a 58-year-old widow with 5 sons and 2 daughters. Her husband died of diabetes when her children were at an early age. Since then she has been looking after her children and paying all household expenses alone. She faced a very difficult time after the death of her husband as she is the only earning person in the family.

Mussarat owns a chicken shop in the market nearby, which is the only source of income for the family. She sells chickens and eggs in her shop. In spite of working full time, she takes care of all the housework and makes sure that she can fulfill all of her children's needs. All of the income that comes from her chicken shop goes to the household expenses, so she is unable to save any amount for her children’s future.

She has requested a loan from Kiva's partner, BRAC Pakistan, to purchase chickens and eggs from the poultry farm for her shop. Mussarat hopes that the loan will be beneficial for them.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 221
    View loans »
    Pakistan Loans Fundraising
  • $13,684,800
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Mussarat's Group's $1,025 loan helped a member to purchase chickens and eggs to sell.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Jan 18, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013