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Lilya lives in Meghri town with her husband and two children. Together with her family, Lilya is involved in cattle breeding. They keep two cows and make cheese and milk products. Lilya's husband sells the products in the local market and gets some income, but unfortunately that income isn't enough even to cover the family's basic needs. So Lilya has applied for this loan to purchase a cow. This will help her to get more milk to make more cheese. The family hopes that this loan will help them get a higher income and they will be able to cover their costs and improve their living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Lilya to pay for a cow.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 18, 2013
Currency Exchange Loss:
Jan 17, 2015