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Shehnaz's Group
In this Group: Shehnaz, Parveen, Anny, Rehana, Riffat
Shehnaz is a 36-year-old woman. She lives in Rawalpindi, Pakistan, with her husband, 2 daughters and 2 sons. All of her children are students while her husband is a painter. She lives in a rented house and sometimes they don't have enough money to pay electricity bills and house rent with all the other household and children's education expenses.

Shenaz is a very hardworking and independent woman. By stitching clothes, she helps her husband meet the family's needs and her children's education expenses. She has been operating her business very efficiently and honestly since 2000. Her clients always appreciate her work. Presently, she is interested in purchasing a tailoring machine so that she can work more efficiently. This will help her to save some time and increase her income as well. For that, she has requested for a loan from Kiva's partner BRAC Pakistan.

As she is living in a rented house with her family, Shehnaz dreams to build her own house. She also desires to increase her business and to provide a quality education to her children. Shehnaz and her family are very thankful to both BRAC and Kiva.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 297
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shehnaz's Group's $925 loan helped a member to purchase a tailoring machine to stitch clothes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 18, 2013
Currency Exchange Loss:
Dec 17, 2013