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This is Gloria, 45, a resident of Caloocan, Philippines. She is married to Eddie, her business partner, and is a mother to her children. She is working hard to continually provide for their everyday expenses. She and her husband are managing their household while operating the business.

Gloria operates a soft broom retailing business. She sells soft brooms, which are very common in the Philippines as they are used in cleaning the house. What she basically does is buy her products from wholesalers, then sells them per item with a profit. Customers are attracted to buy due to the low selling prices that she offers. She also has a variety store for additional income. Her regular customers are neighbors and the local community. She earns a minimum of 1,000 Philippine Pesos (PHP) in sales every day.

To help her continue operations of her business, she is requesting a 12,000 PHP loan. She will be utilizing the loan to buy more quantities of soft brooms. She will also use the loan for buying products for her variety store. She expects a boost in her business income as she expands her business.

Gloria hopes that her business will continue to grow and many customers will patronize her product. She dreams that all her children will finish their studies and have a good future. She faithfully meets up with her co-fellowship members to share stories of her life and business every week, and this is where she can also draw strength and inspiration from the fellowship and from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 818
    View loans »
    Philippines Loans Fundraising
  • $63,360,225
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Gloria to pay for more soft brooms needed in her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 18, 2013
Currency Exchange Loss:
Apr 17, 2013