María Del Carmen
Update on María Del CarmenMaría is a very young member who has been part the communal bank Mujeres Solidarias for some time. She is a very positive woman who transmits her positivity and happiness to all of the members. She likes the communal bank because of the comradeship that exists in the group and because the loan time is short and it allows them to quickly finance their businesses. She lives in Cantón Paute, a place that has an exceptional warm climate, it has various places to enjoy nature, its people are very hardworking, and they make a living by growing flowers, agriculture, raising livestock and commerce.
María is 25 years old. She is married and from her relationship she has 2 children ages 7 and 2. Her first son is studying at a school in the area. Her husband works as a private-sector employee and they own the house they live in.
For 9 years she has made a living selling vegetables in the area market, but that business is not very profitable and many times she had losses. 8 months ago she began selling meat. She sells entire skinned pigs and pork meat by the pound.
Her last loan was invested in the purchase of vegetables, but her new loan will be invested in the purchase of pork meat so that she can continue to grow her new business.
La Señora. María tiene 25 años, es casada y fruto de esa unión ha concebido dos hijos de 7 y 2 años de edad, su primer hijo está estudiando en una escuelita de la localidad. Su esposo labora como empleado privado y la casa en la que vive es de su propia.
Ella se dedicaba hace 9 años a vender hortalizas en el mercado del sector, pero este negocio no es muy rentable y muchas veces tenia perdidas, hace 8 mese se dedica a la venta de carne, vende cerdos enteros pelados y carne de cerdo por libras.
Su crédito anterior lo ha invirtió en la compra de hortalizas, pero su nuevo crédito lo va a invertir en la compra de carne de cerdo y así continuar creciendo en este nuevo negocio.
Previous Loan DetailsMaría is on her sixth loan with the communal bank "Mujeres Solidarias." She lives in the community of Chican, which is part of the canton of Paute. This canton has a temperate climate, and its very fertile soils produce large quantities of fruit; they are also favorable for the cultivation of the… More from María Del Carmen's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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