Check out some available loans that are similar to this one!
Maria Rosana
María is a 37 year old woman who lives in the city of Chincha. She is a very friendly, hard-working, and enthusiastic person with a strong desire to succeed. Regrettably, because of a lack of economic resources and the need to work to pay her expenses, María couldn’t study for the professional degree in nursing that she wanted but she would have really liked to have done so. In her free time, she enjoys listening to music and sometimes she cooks a delicious “Carapulcra”* to share with her parents when they visit.

By her own initiative, and with much determination and dedication, María works in her small business selling gelatins, lollipops, and “raspadillas” (snow cones). In addition, during the winter season, she sells delicious sweets such as maize porridge, “colado” (traditional Peruvian dessert prepared with beans, sugar, cloves, and toasted sesame seeds) and other desserts. She works every day from early in the morning and can work about six hours. María feels at ease doing her work and believes that it is going well because of the friendly treatment she provides to her customers.

María is grateful for the Kiva loans because thanks to the help provided, she will be able to buy a “raspadillera” (snow cone machine) as well as disposable cups and spoons. In this way, María’s business will be better equipped and she will be able to service more customers. So then, María will continue working and striving to get ahead and achieve her great dream of completing overall construction of her home.

* An ancient dish of Andean origin, carapulcra is a peculiar pork and dry-potato stew, flavored with chocolate, cumin, peanuts, port wine, and coriander.
(http://theperuguide.com/gastronomy/peruvian-cuisine-glossary/carapulcra.html)
View original language description ↓
María es una mujer de 37 años, vive en la ciudad de Chincha, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para solventar sus gastos, María no pudo estudiar la carrera profesional de Enfermería que deseaba, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta escuchar muisca y en algunas ocasiones cocina una riquísima Carapulcra para compartir con su padres cuando los visita.
Por iniciativa propia, con mucho empeño y dedicación, María trabaja en su pequeño negocio de venta de gelatinas, chupetes y raspadillas, adicionalmente en la temporada de invierno vende deliciosos dulces como mazamorras, colado y otros, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 6 horas, María se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
María se encuentra agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una máquina raspadillera, así como vasos y cucharas descartables, de esta manera María tendrá su negocio mejor acondicionado y podrá atender a mas clientes, así pues María seguirá trabajando y esforzándose para salir adelante y desea lograr su gran sueño de terminar la construcción total de su vivienda.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Maria Rosana to purchase a "raspadillera" (snow cone machine), cups, and spoons.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013