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Since 2003, Hul S. has worked as a vendor selling noodles in a busy market. In one day, she can earn $25. Her husband is a farmer. He owns a plot of farmland and grows vegetables and rice. This couple has five children: four are students, and one daughter now is a hairdresser.

To supplement the household's income, her daughter plans to open a beauty salon. The extra income that will come from the salon will finance the other children’s education.
To set up the shop, Mrs. Hul and her husband have agreed to request a loan from Kiva. (Mrs. Hul is pictured.)

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 38
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hul to set up a beauty salon shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 2, 2008
Jun 11, 2008
Currency Exchange Loss:
Feb 15, 2010