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Flor María
Flor is the owner of a store which sells a variety of food products. She has had the business for 21 years.

When she started her business she only sold ice cream, ice, bread and snacks. Thanks to the perseverance and discipline she dedicates to her work she now has a well established business, from which she also distributes basic grains to other merchants in her community.

Nevertheless, she needs a loan to be able to expand her business and provide better service to her customers.

Before Flor worked washing and ironing clothing, providing service to her customers in their homes. With the help of her husband she was able to start this business, which has contributed significantly to the betterment of her family life. She is married.
View original language description ↓
Doña flor es propietaria de un establecimiento donde vende una variedad de productos alimenticios, su negocio tiene 21 años de tenerlo.

Cuando empezó su negocio vendía apenas helados, hielos, pan y chiverías, gracias a su perseverancia y disciplina en su labor ella cuenta con un negocio estable, por lo que ella distribuye granos básicos a comerciantes de su comunidad.

Sin embargo necesita de un préstamo para ampliar su establecimiento y brindar un mejor servicio a sus clientes.
Ella antes lavaba y planchaba a domicilio y con la ayuda de su esposo iniciaron este negocio que ha contribuido a mejorar significativamente su vida familiar.
Su estado civil es casado.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 150
    View loans »
    Nicaragua Loans Fundraising
  • $24,077,475
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Flor María to buy basic grains for her store, like rice and beans as well as sugar.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 11, 2013
Listed
Jan 17, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2014