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Josefinas Group
In this Group: Norma Elena , Socorro , Maria Basilisa, Adoradila , Martina , Obdulia*, Cristina, Jovita, Maclovia , Justina
* not pictured
Norma Elena is 43 years old and she only studied until high-school. She is married to Rolando, who is a bus operator. They have 4 children, two of whom are already married, the other two are still studying.
She says she started her activity over 12 years ago in order to help her husband. She started by selling women and men's clothing door to door to neighbors in her community, along with a friend. Little by little her business grew and she started selling to other communities such as San Agustín, Tetela and Cosolapa. She increased the number of customers and a few years ago started selling costume jewelry for ladies, which she says has fortunately been selling very well.
She needs this loan to invest in the purchase of blouses, shirts, shorts, underwear, trousers, socks, bracelets, earrings and handbags to sell. She hopes her business will continue to increase day to day because she wishes to provide better quality of life for her children and, in the future, build a small establishment to sell her products.
Norma is part of a group called "Josefinas" consisting of 10 women living in a community where the main sources of jobs are found in the field of sowing and farming cane, as well as in the harvest of natural rubber gum.

The other members of the group are:

Socorro, bakery
Mara Basilisa, sells traditional corn-based dishes
Adoradila, sells groceries
Martina, sells cosmetics
Obdulia, sells clothing
Cistina, sells clothing
Jovita, sells chicken
Maclovia, sells shoes
Justina, sells groceries
View original language description ↓
La señora Norma Elena tiene la edad de 43 años, solo estudio la secundaria y esta casado con el señor Rolando que se dedica al trabajo del Operador de autobuces, ellos tiene 4 hijos de los cuales dos ya estan casados y los otros dos pequeños estudian. Ella platica que hace más de 12 años inició su actividad con la finalidad de ayudar a su esposo inicio a vender ropa para dama y caballero casa por casa con su amiga y vecinos de su comunidad poco a poco su negocio fue creciendo e inicio a salir a vender a otras comunidades como san Agustin, Tetela y Cosolapa. Ella a hecho cada dia mas clientes y hace algunos años inicia a vender tambien un poco de bisuteria (accesorios para dama) y dice que Gracias a Dios se ha vendido muy bien. Ella necesita este credito para invertirlo en la compra de blusas, camisas, shorts, ropa interior, pantalones, calcetines, pulceras, aretes y bolsas de mano para posterior venta. Ella espera que cada dia su negocio cresca mas ya que desea dar una mejor calidad de vida a sus hijos y en un futuro poco a poco construir un pequeño local en el cual vender sus productos.

Doña Norma es integrante de un grupo llamado Josefinas el cual esta integrado por 10 mujeres, que viven en una comunidad donde las principales funtes de trabajo se encuentran el el campo en la siembra y cultivo de caña tambien el la recoleccion de resinas de arbol de hule.

Las demas integrantes del grupo son:
Socorro panaderia
Maria Basilisa venta de antojitos
Adoradila venta de abarrotes
Martina venta de cosmeticos
Obdulia venta de ropa
Cistina venta de ropa
Jovita venta de pollo
Maclovia venta de zapatos
Justina venta de abarrotes

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 3
    View loans »
    Mexico Loans Fundraising
  • $17,325,200
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Josefinas Group's $6,175 loan helped a member to purchase blouses, shirts, shorts, underwear, trousers, socks, bracelets, earrings and handbags.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 20, 2012
Listed
Jan 17, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013