She says she started her activity over 12 years ago in order to help her husband. She started by selling women and men's clothing door to door to neighbors in her community, along with a friend. Little by little her business grew and she started selling to other communities such as San Agustín, Tetela and Cosolapa. She increased the number of customers and a few years ago started selling costume jewelry for ladies, which she says has fortunately been selling very well.
She needs this loan to invest in the purchase of blouses, shirts, shorts, underwear, trousers, socks, bracelets, earrings and handbags to sell. She hopes her business will continue to increase day to day because she wishes to provide better quality of life for her children and, in the future, build a small establishment to sell her products.
Norma is part of a group called "Josefinas" consisting of 10 women living in a community where the main sources of jobs are found in the field of sowing and farming cane, as well as in the harvest of natural rubber gum.
The other members of the group are:
Mara Basilisa, sells traditional corn-based dishes
Adoradila, sells groceries
Martina, sells cosmetics
Obdulia, sells clothing
Cistina, sells clothing
Jovita, sells chicken
Maclovia, sells shoes
Justina, sells groceries
Doña Norma es integrante de un grupo llamado Josefinas el cual esta integrado por 10 mujeres, que viven en una comunidad donde las principales funtes de trabajo se encuentran el el campo en la siembra y cultivo de caña tambien el la recoleccion de resinas de arbol de hule.
Las demas integrantes del grupo son:
Maria Basilisa venta de antojitos
Adoradila venta de abarrotes
Martina venta de cosmeticos
Obdulia venta de ropa
Cistina venta de ropa
Jovita venta de pollo
Maclovia venta de zapatos
Justina venta de abarrotes
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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