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Vibula Mbagara Group
In this Group: Selemani, Omari, Jumanne, Seifu, Mohamed, Mwajaa, Habiba, Jua, Betty, Sada, Hamisi, Halima
Seleman, who is in his mid 40s, is married and has nine children, of whom two are in school and the remaining are grown. He has been running a business selling sodas, waters, juices, biscuits and sweets for six years now. He works from 7 a.m. to 10 p.m. daily and he is able to make a very small profit per month.

This will be his fifth loan from Tujijenge Tanzania. He used the previous loans to repair the business premise, pay the electricity bill, and buy a table, TV, fridge and two chairs for the business. He has paid back all his loans successfully.

He wants a loan to pay for a digital system for his business TV and to repair his fridge. His dream is to one day be able to buy a weighing machine so as to sell products like sugar.

He will share this loan with his loan group, "Vibula," which has 12 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 42
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,585.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Vibula Mbagara Group's $3,950 loan helped a member to pay for a digital system for his business TV and to repair his fridge.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 17, 2013