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Flor De Campo Group
In this Group: María Blanca , Alejandro , Rosa Antonia , Juana *, Tomasa, Esteban , Aurora , Paula , Marisol *, Pedro , Juana, Grisel
* not pictured
Flor de Campo is the name of the communal bank that comprises the following 12 members who have different businesses: María Blanca sells groceries: Alejandro sells plastic recyclables; Rosa sells clothing; Juana B. runs a pharmacy; Tomasa sells groceries; Esteban sells bread; Aurora sells shoes; Paula sells plants; Marisol sells bread; Pedro is a bricklayer; Juana J. is a carpenter; and Grisel sells clothing. The bank is located in a community where the main business activities are growing oranges and sugar cane.

Esteban belongs to Flor de Campo, is married to Maria del Carmen, and has a young son. Three years ago, he set up a bakery in his house because he knew the profession and believed that having his own business would give him the chance to give his family a better life. At noon, he starts preparing the flour and other ingredients to make the bread dough. This allows the dough time to rise before he shapes it in different forms and puts it in the oven to bake. The process takes all afternoon and is finished in time for him to fill his baskets and go door-to-door selling the bread with friends and neighbors.

A loan from VisionFund will help him buy more supplies such as wood, flour, yeast, and sugar to make bread. He would like to hire two salespeople some day so that he can increase earnings and more people can sample his bread. The communal bank thanks VisionFund for its support.
View original language description ↓

Flor de Campo es el nombre de un grupo integrado por 12 personas cada una de ellas con una actividad economica

María Blanca venta de abarrotes,
Alejandro venta de trastes de plástico,
Rosa venta de ropa,
Juana B. farmacia,
Tomasa venta de abarrotes,
Esteban venta de pan ,
Aurora venta de zapatos,
Paula jardineria,
Marisol venta de pan,
Pedro Albañileria,
Juana J. carpinteria
Grisel venta de ropa.

Este grupo está ubicado en una comunidad donde las principales actividades económicas son el corte de la naranja y la siembra y cultivo de caña de azúcar.

Esteban es otro de los integrantes del grupo Flor de Campo. El esta casado con Maria del Carmen y tiene un pequeño hijo.

Don Esteban platica que hace mas de 3 años decidió poner una panadería en su hogar ya que sabia este oficio y creando su propio negocio tendría la oportunidad de dar a su familia una mejor calidad de vida.
El dice que su actividad inicia desde el medio día preparando la harina e ingredientes para hacer la masa del pan lo cual le toma tiempo cuando la masa esta lista inicia a hacer las figuras de los diferentes panes para posteriormente meterlo al horno. Todo el proceso le toma la tarde justo a tiempo para tomar su canastas y salir a venderlo de casa en casa con sus amigos y vecinos de la comunidad.
Un crédito de VisionFund le ayudara a comprar mas insumos como son leña, harina, levadura, para la elaboración de su pan.
A futuro le gustaría poder contratar un par de vendedores para sus ganancias aumente y mas gente pruebe su pan.
Este grupo esta agradece a VisionFund por el apoyo que le ha brindado.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 0
    View loans »
    Mexico Loans Fundraising
  • $17,775,800
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Campo Group's $3,975 loan helped a member to buy wood, flour, yeast, and sugar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 21, 2012
Listed
Jan 17, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2013