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Juana Jeannette

Update on Juana Jeannette

Juana Jeannette is 38 and lives in the department of León in western Nicaragua. In her free time, she likes to listen to music and read books that interest her. She did not complete her education and began working at a young age because she had limited resources. With enthusiasm and the desire to get ahead, Juana runs a store where she sells basic household products and foods such as coffee, shampoo, oil, rice, sugar, bread, milk, eggs, and cacao beans at retail. She sells merchandise to her neighbors 14 hours a day from 6:00 a.m. until 9:00 p.m.

The purpose of this loan is to provide capital to stock her store so that she can increase her income. Juana thanks the Kiva lenders for their support for low-income people in developing countries such as Nicaragua because it provides them with the means for decent work.
View original language description ↓
Juana Jeannette de 38 años de edad, del departamento de León, lugar que está ubicado en la zona de occidente, en sus ratos libres le gusta escuchar música, y en algunas ocasiones lee algunos libros de su interés personal. Lamentablemente por falta de recurso económico no pudo terminar sus estudios, ya que desde muy joven tiene que trabajar.
Gracias a sus espiritud y sus ganas de salir adelante, Juana de dedica a una pulpería, la cual consisten en vender productos de consumo diario y comestible del hogar, en cantidades pequeñas como: sobre de café, sobre de shampoo, aceite, jabón, arroz, azúcar, pan, leche, huevos, tiste. Negocio que lo tiene ubicado en su casa de habitación. La rutina diaria de Juana es trabajar unas 14 horas diarias, desde las 6:00 am hasta las 9:00 pm ofreciendo sus productos a sus vecinos de la localidad. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio, para que en un futuro no muy lejano aumentar sus ingresos. Juana agradece la ayuda que lo inversionistas kiva le brindan, a personas de escasos recursos y países pobre como es Nicaragua, para tener un medio de trabajo digno.

Previous Loan Details

Juana is an entrepreneur who has gotten ahead with her business. She learned this business with a lot of hard work. She has already had a loan with Fundación León 2000. She has shown herself to be a responsible person with a good credit history. She tell us that the loan increased her inventory a... More from Juana Jeannette's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Juana Jeannette to buy items such as coffee, shampoo, oil, rice, sugar, bread, milk, eggs, and cacao beans to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 17, 2013
Currency Exchange Loss:
Apr 16, 2014