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Gerailda is widowed with four children. None of her children go to school. She takes care of additional family members (grandchildren whom she pays school fees for). She has a business selling cereals and has been in this business for ten years. She generates additional income through selling piped water and airtime. She works from her home and sells at wholesale only. She has applied for a loan in Uganda shillings from MCDT-SACCO to buy more bags of rice. Her major business challenges include seasonality and competition. She aspires to start to import rice herself from Kigumba and also to build rental houses. She resides in her own house and her family has access to electricity but not to piped water. Her monthly expenses include school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 143
    View loans »
    Uganda Loans Fundraising
  • $28,307,700
    Funds lent in using Kiva
  • 2,663.2
    Uganda Shillings (UGX) = $1 USD