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Florence sells banku (a ground corn and cassava dough) in Enyinase near Elmina. Florence has received no formal education. She is married and has five children. Her husband is a contractor.

Florence has been selling banku for the past seven years. She is responsible for helping support her husband with their family's general expenses. Her loan will be used to buy more maize and cassava for the preparation and sale of banku.

She hopes to use the new profits from her business to invest in her banku-making enterprise and expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Florence to buy more maize and cassava for the preparation and sale of banku.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 17, 2013
Currency Exchange Loss:
Oct 19, 2013