The group’s president is Mrs. Wilma, a kind, joyful, enterprising and hardworking woman. Wilma is married and has two small children that she adores. Wilma started raising livestock (pigs in particular) as a way of helping with the household economy. It is a demanding business but also a profitable one and it allows her to help at home and take care of her children.
Wilma is requesting a loan at FODEMI to invest in buying more white pigs to raise and sell. With this investment, Wilma will have more animals to sell and will improve her family’s income.
Wilma’s dream is to see her children grow to be persons of good character. She would also like to build her house in the new piece of land, keep her animals and take better care of them.
La presidenta de este grupo es la señora Wilma una mujer de carácter amable, muy alegre, emprendedora y trabajadora, Wilma es casada y tiene dos hijos pequeños a los cuales adora, Wilma como ayuda en la economía del hogar se dedicó a la crianza de animales específicamente cerdos, siendo un negocio sacrificado pero muy rentable, ya que puede ayudar en su hogar y cuidar a sus pequeños hijos.
El crédito que Wilma solicita a FODEMI es para invertir en la compra de más cerdos blancos, para la crianza y la venta, esta inversión ayudara a Wilma a tener más animales para la venta y a mejorar los ingresos en su hogar.
El sueño que Wilma tiene es ver a sus hijos crecer y que sean unas personas de bien, además también quiere hacer su casita en el terreno nuevo para seguir teniendo animales y cuidarlos mejor.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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