Charles is twenty nine years old. He is a married man with one child living in Kasese,Uganda. For the past three years he has been a teacher. He was inspired into service by his desire to nurture young people. He also has a brick making project to supplement his meager salary. His personal goal is to upgrade his studies while his business plan is to expand his brick project. Charles intends to use the loan to pay employees who are helping him in brick making.