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Valentina

Update on Valentina

Valentina grows vegetables in the greenhouses. She has already used Kiva's loans thanks for which was able to grow good harvest and get additional profit. During the last year Valentina made repairs at home. She installed new plastic windows, new bathroom and upgrades in the kitchen as wells as put tile in the yard.

This time Valentina is asking to give her a loan in the amount of 14,000 hryvnia to buy seeds, film, coal and fertilizer. Also a small part of the loan will go towards repairs in the greenhouse. This loan will help Valentina get ready for the spring season and get a good harvest.
View original language description ↓
Валентина выращивает овощи в теплицах. Она уже пользовалась КИВА кредитами, благодаря чему смогла выростить хороший урожай и получить дополнительную прибыль. В прошлом году Валентина сделала ремонт в доме. Она поставила новые пластиковые окна, сделала санузел, ремонт в кухне и выложила плитку во дворе.

В этот раз Валентина просит предоставить ей кредит в сумме 14 000 гривен на покупку семян, пленки, угля и удобрений. Также небольшая часть денег пойдет на ремонт теплицы. Кредит поможет Валентине подготовиться к весеннему сезону и получить хороший урожай.

Previous Loan Details

Thanks to the loan from Kiva that Valentina received last year and which she used to improve the conditions of her greenhouses, Valentine was able to maintain her greenhouses and increase her yearly income from 70,000 to 85,000 Grivnyas. The next season will not be an easy one for Valentina, as ... More from Valentina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,210,050
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,750 helped Valentina to buy seeds, film, coal and fertilizer.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 19, 2012
Listed
Jan 18, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013