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Zohra, age 37, has been running a hand embroidery business for many years. She is vigorous and passionate about her work, and client demand is strong. Although business challenges, combined with family expenditures, frustrate her nearly every day, Zohra’s embroidery patterns are very popular on her street and she is the best-earning resource in her household. She is the mother of four children.

Zohra wants to grow her business, so she has requested a loan in the amount of Rs 25000 in order to buy raw materials such as thread, sequins, and pearls in larger quantities so that she can meet with the increasing demand of her customers.

She wishes to spend the better part of her profits on the improvement of her family's standard of living.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zohra to buy raw materials such as thread, sequins, and pearls for her hand-embroidery business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014