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Ms. Parveen is 47 years old – a vigorous, married woman. She is the mother of five children. She has had a business doing hand embroidery for the past five years. She is passionate about her work and client demand is strong. Parveen’s embroidery patterns are very popular on her street and she is the best earning resource in her household. But business challenges, combined with family expenditures, frustrate her nearly every day. In order to meet the requirements of her customers, she needs to purchase more spools of thread, packs of sequins, pearls and glittering material. For this, she requested a loan of 20,000 Pakistani rupees from Kashf Foundation.

Ms. Parveen has a dream of running a training center for girls of her village. She would teach them embroidery skills, so they can help her expand her business and also earn money for themselves. She is also interested in opening her own shop in the market to display her work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Parveen to purchase more spools of threads, packs of sequins, pearls and glittering material.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014