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Ms Shahnaz is a 48-year-old married woman. She has efficiently run a business of stitching for the last 12 years. Her stitching is very famous in her town and she has gotten a lot of appreciation from her community members. She makes enough to lead a decent life while her husband’s income is not sufficient to meet the everyday expenditures of the household. She is a loving mother of six children and is in charge of providing them with good food, health and education. In order to meet the orders of her customers on time, she requested a loan of Rs 20,000/- to purchase stock of threads and packs of buttons, laces and zippers. She expects more profits and hence can better support her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Shahnaz to purchase stock of threads and packs of buttons, laces and zippers.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014