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Shamshad
Ms. Shamshad is a 41-year-old active woman and the mother of one child. For the past 20 years, she has been running a business selling milk, with the support of her husband. The man shown in the photo is Shamshad’s husband. She has built a regular list of customers and has 10 buffaloes in milk. She prepares feed for the buffaloes and looks after them. Because of her work, she is respected in her home. She helps her husband in all family matters, as well as financial matters. She has some savings and has requested a loan of PKR 25,000 to purchase another buffalo. She is hopeful to get a boost in her earnings and wishes to purchase her own house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 120
    View loans »
    Pakistan Loans Fundraising
  • $13,493,975
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Shamshad to purchase another buffalo for her dairy business.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 8, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013