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Update on John

John is now 51 years old and still married and happily living with his family. John is a hard-working man and his dairy farm has improved since he started. His monthly income is now KES 15,000 from his dairy farm which is has been in operation for 11 years now.

John cleared his previous loan successfully and now he has borrowed a fourth loan KES 100,000 from KADET LTD and wishes to use this amount to improve his dairy farm by purchasing two heifers and food for his cows.

The profits he earns will be used to plough back into his dairy farm and pay school fees. His dream is live a positive life and prosper in his dairy farming business.

Previous Loan Details

John is 50 years old, married and has four children. His spouse rears chickens on their farm. John is a dairy farmer, which he has been doing for over 10 years. He earns a monthly income of 12,000 KES. John is requesting his third loan from KADET LTD for KES 70,000 after he repaid his previ... More from John's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 789
    View loans »
    Kenya Loans Fundraising
  • $43,847,350
    Funds lent in using Kiva
  • 86.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped John buy two heifers and dairy fodder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 7, 2013
Jan 17, 2013
Currency Exchange Loss:
Feb 17, 2014