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Fikrat
Fikrat is a 45-year-old man on a pension. He is married with three children. He breeds cattle and sells them for meat purposes to local butchers right from his home. He has more than 10 years of experience in this field, thanks to his father who taught him the best way to look after cattle.

He usually buys small cattle, raises and fattens them in 5-6 months, and then sells them for a profitable price in the local livestock bazaar. Meat selling brings about 120 AZN income per month. People use beef in everyday national dishes like pilau and dolma and always use yoghurt sauce.

This is the only financial income in his family and is not enough to cover the basic needs of his beloved children. He applied for 1,000 AZN to purchase three baby calves.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $6,171
    Average annual income
  • 47
    View loans »
    Azerbaijan Loans Fundraising
  • $14,162,625
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Fikrat to buy three baby calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 25, 2012
Listed
Jan 17, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014