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Ghazala's Group
In this Group: Ghazala, Shahida, Rehana
Ghazala is 46 years old and lives in Rawalpindi, Pakistan. She is a responsible mother of 1 son and 2 daughters. Her husband is working in Kuwait. Ghazala herself owns a small boutique to contribute some amount to the family's income. Her boutique dresses are liked by everyone.

Presently she is interested in purchasing a variety of clothes for her boutique. For that she has requested a loan from Kiva's partner BRAC Pakistan. She wants to expand her business through this financing and make her life happy. She is hopeful that the loan will be a productive one for them and bring positive changes in the life of their family.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 282
    View loans »
    Pakistan Loans Fundraising
  • $14,698,775
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Ghazala's Group's $775 loan helped a member to purchase variety of clothes for her boutique.
99% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Jan 17, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013