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Annet is married and has five children, four of whom go to school. She also takes care of additional family members (father). She has a business of selling charcoal and has been in this business for eight years. She sells to all categories of people on a retail basis. She has applied for a loan of 400,000 UGX from MCDT-SACCO to buy more bags of charcoal. She also generates additional income from working as a cook at the nearby school. Her major business challenges include transportation and seasonality. She is aspiring to become a wholesaler and also to buy a delivery van to help with transportation. She resides in her own house, and the family has access to electricity but not to piped water. Her monthly expenses include school fees and medication.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 155
    View loans »
    Uganda Loans Fundraising
  • $28,666,600
    Funds lent in using Kiva
  • 2,663.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Annet to buy more bags of charcoal.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Jan 17, 2013
Currency Exchange Loss:
Aug 17, 2013