Remus is a forty-one-year-old farmer who lives in Chasimba. He is married and has seven children, six of whom are in school. Remus’s wife is a farmer.
In addition to the income that he hopes to receive from the sale of his KOMAZA trees, Remus is also a butcher. He primarily sells beef and goat meat to schools in the area. He says that the major challenge to this business is a lack of clients.
Remus said that he joined KOMAZA because it is a long-term project, and he is excited about the money in the future. He hopes to be able to purchase a business car with the proceeds from the sale of his KOMAZA trees. He would also like to build a rental house.
When asked about his favorite part about working with KOMAZA, he replied, “the officers are perfect and excellent in their work”.
He believes that in ten years, he will be somebody else. He wants to operate a wholesale outlet for timber and hardware. His advice to other butchers is to join KOMAZA so that they can earn their living in a good manner.
In the photo, Remus is pictured with his family.
KOMAZA is a social enterprise founded to convert Africa’s drylands into productive family farms in the eastern part of Kenya. The organization equips smallholder farmers with the supplies and training they need to plant fast-growing and sustainable eucalyptus or melia trees on their unused or underutilized land. In addition to generating income for farmers and their families, KOMAZA's sustainable farming practices help to offset deforestation and provide a stable, affordable source of fuel.
Please note that this loan term is for 10 years. KOMAZA works with farmers over the course of this time period to help them grow healthy and regenerative trees that are then sold as wood commodities. This loan will cover the upfront cost of seeds, fertilizers, and KOMAZA’s staff time needed to support the farmer over the course of the loan term, including multiple harvest cycles.
This model generates years of income for the farmers’ families and creates a sustainable wood supply for local markets. Kiva lenders’ flexible, risk-tolerant capital enables KOMAZA to offer affordable financing to farmers, and to scale faster as an organization to impact more people. Repayments for this loan will come from revenues generated by wood sales, and profits from harvested trees are split equally between the farmer and KOMAZA.
See the story of Ruth and Raphael, KOMAZA farmers, here:
Wach a video about the organization’s work in the field here:
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.