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Zulaika is married with five children and all her children go to school. She doesn’t take care of any additional family members. She has a business selling charcoal and has been in this business for 10 years, selling to all categories of people, retail. She has applied for a loan of 1,700,000 Uganda shilling from MCDT SACCO to buy more bags of charcoal. She works seven days out of every week at the market. Her major business challenges include transportation of bags of charcoal and thieves.

Zulaika is aspiring of becoming of a wholesaler and also buying a delivery van to ease transportation. She resides in her own house and the family has access to piped water and electricity. Her major monthly expenses include school fees, paying utility bills, and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 188
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,663.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zulaika to buy more bags of charcoal.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Jan 17, 2013
Currency Exchange Loss:
Oct 20, 2013