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Elsa is a 45-year-old, married woman from Loon, Bohol. She is a mother of seven children. The oldest child is 20, while the youngest is 8 years old.

Elsa is engaged a sari-sari (variety) store business. She sells commodities like noodles, sugar, beverages, condiments, and soaps.

She requested a loan of PHP 13,000 to purchase rice in bulk kilos and provide additional capital for her sari-sari store. She works hard to meet her family's needs. Her husband is a driver and his income is not enough to support his growing children. In the future, Elsa would like to expand her business to support her family, at the same time, sending her children to school for their bright future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $7,000
    Average annual income
  • 1318
    View loans »
    Philippines Loans Fundraising
  • $57,946,175
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Elsa to purchase rice in bulk kilos and provide additional capital for her sari-sari (variety) store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 17, 2013
Currency Exchange Loss:
Jul 17, 2013