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Gulnaz is 45 years old from a small village of Gardabani district. She has a large family: husband, two children and parents-in-law. Her husband works as an artisan and gets a monthly income and her parents-in-law are provided with a retirement pension. The family is involved in the agricultural business. In particular, they have two milk cows, whose milk is used in cheese production. Besides that, they have 50 hens. Gulnaz sells eggs and cheese locally in an open market at a good price. She is a very hard-working woman and has a rich experience in her business.

Gulnaz requested a loan for purchasing feed for the cattle. After purchasing the feed, the cattle will be fattening properly and this will increase the cheese production and thus sales. With increased income they will be able to improve their living conditions. Gulnaz awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 41
    View loans »
    Georgia Loans Fundraising
  • $7,800,275
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Gulnaz to purchase feed for the cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 5, 2013
Jan 17, 2013
Currency Exchange Loss:
Feb 17, 2014