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Sophal's Group
In this Group: Sophal, Rum
Originally from a rural village located in the Ek Phnom district of Battambang province, Sophal is 38 years old and married. She has four children, two of whom are dependents and still in school in the local area. She and her husband earn a living by farming rice as the main source of the family’s income and sometimes they work for others for a fee. Having been in this business for ten years, she can earn about KHR 55,000 per day and can save about KHR 10,000 each day for future needs.

Sophal has been a member of Kiva’s partner, VisionFund, for three loan cycles already and she completely repaid her past loans, which have helped her relieve her family's burden and improve their livelihood. Sophal is now leading her group of two to request a loan of 1,400,000 KHR each. As the leader, she is going to use her portion to buy fertilizer for her farmland and use a portion of it to spend on paying labor costs for harvesting rice. She hopes to increase her crop yields and earn a larger income to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,003.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophal's Group's $700 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014