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Ann's Group
In this Group: Ann, Saroen, Kimsok
Ann resides in a rural village in the Ratanak Mondul district of Battambang province. She is a 49-year-old mother of eight children. The main source of the family’s income is from planting corn. Sometimes they work for others for a fee.

Ann has been in this business for 12 years. Together, she and her husband can earn about 20,000 Cambodian riel (KHR) per day and manage to save about 8,000 KHR each day after daily expenses.

This is Ann’s eighth loan with Kiva’s partner VisionFund. The two other members of her group have been with VisionFund for three to eight cycles.

Ann’s seventh loan helped relieve her family's burden. Now, she is leading her group in a request for a loan of 1,400,000 KHR each. Ann will buy seeds and pesticides for her farmland and use a portion of the loan for plowing the field.

She hopes to get a high crop from her corn planting so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 254
    View loans »
    Cambodia Loans Fundraising
  • $38,037,475
    Funds lent in using Kiva
  • 4,003.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ann's Group's $1,050 loan helped a member to buy seeds and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 20, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014