Robert is aged twenty-six and a farmer in Kisii in Kenya where he lives with his wife and one child who is schooling. He has been in farming for the past ten years producing maize, potatoes, beans and bananas which he sells at the local market in his area.
He is requesting a 62,400 KES loan from Juhudi Kilimo to buy and insure a dairy cow which will give him more milk produce and earn him extra income which will boost his family's income and help him to also pay for his child's schooling. He aspires to have three high-quality dairy cows in the next five years.
Poor markets, inadequate capital, and poor road networks are his major challenges in farming.
He is thankful to Juhudi Kilimo for its continuous support to its clients.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.