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Ms. Sikandar and her husband have 10 years of experience in making ‘Dahi Bhallay’, an Indian dish consisting of balls made from ground lentils, which are deep-fried and served in a yogurt sauce. The couple has worked hard to gain popularity and recognition within their town, but recent years have been challenging. With the increase in price of vegetables and lentils, the couple was barely able to produce enough to make a good sale.

Two years ago Sikandar borrowed funds for her business from Kashf Foundation in hope of its revival. Today she has been successful in consistently making sales and earning healthy revenue from the business, but they aspire to expand it in anticipation of the growing needs of their children. They have now requested for a loan worth 20,000 PKR and wish to purchase bigger utensils and more packs of salts and spices.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 371
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Sikandar to purchase bigger utensils and more packs of salts and spices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014